AON Financial Services


About Us

Established in 1979 by David Millard, then joined by his daughter Sara Millard in the business in 1993, Financial Horizons has since developed in to a business providing a holistic service that encompasses wealth creation, insurance and risk protection, retirement and estate planning, social security strategies and loan referrals.

With Sara being the principal and both Sara and David Millard as qualified financial planners, we are a more family orientated business offering a personal and human touch to our service.

Located in Cairns Professional Centre, Suite 2, 92-96 Pease Street, Manoora, Queensland, our offices offer our clients customer parking and a comfortable secure environment.

At Financial Horizons, we are committed to providing you with the highest level of service as ….


  • Establishing your Lifestyle Goals.
  • Strategy Development – based on lifestyle, cash flow, time frame and risk/return.
  • Strategy Recommendation – to achieve outcomes return to meet your lifestyle goals. Covers assets, liabilities and risk.
  • Implementation & Induction – jointly commit to achieving lifestyle goals; implement agreed strategy.
  • Ongoing Planning – review all aspects of progress against targets.



Interpreting complex issues such as government legislation, economic factors and changing economic markets, while providing simple solutions.



Professional and proactive care, supplied in a friendly and understanding manner.



A total financial organization service and holistic planning approach, which integrates other professional services.